Williams, C. A., Smith, M. L., & Young, P. C. (1995). Risk Management and Insurance. Singapore: McGraw-Hill.
Dyfyniad Arddull ChicagoWilliams, C. Arthur, Michael L. Smith, và Peter C. Young. Risk Management and Insurance. Singapore: McGraw-Hill, 1995.
Dyfyniad MLAWilliams, C. Arthur, Michael L. Smith, và Peter C. Young. Risk Management and Insurance. Singapore: McGraw-Hill, 1995.
Rhybudd: Mae'n bosib nad yw'r dyfyniadau hyn bob amser yn 100% cywir.