APA aipamena

Williams, C. A., Smith, M. L., & Young, P. C. (1995). Risk Management and Insurance. Singapore: McGraw-Hill.

Chicago Style aipamena

Williams, C. Arthur, Michael L. Smith, và Peter C. Young. Risk Management and Insurance. Singapore: McGraw-Hill, 1995.

MLA aipamena

Williams, C. Arthur, Michael L. Smith, và Peter C. Young. Risk Management and Insurance. Singapore: McGraw-Hill, 1995.