Smith Phil, & Thurman Eric. (2007). A Billion Bootstraps: Microcredit, Barefoot Banking, and The Business Solution for Ending Poverty (In lần thứ 1.). U.S.A: MC Graw Hill.
Dyfyniad Arddull ChicagoSmith Phil, và Thurman Eric. A Billion Bootstraps: Microcredit, Barefoot Banking, and The Business Solution for Ending Poverty. In lần thứ 1. U.S.A: MC Graw Hill, 2007.
Dyfyniad MLASmith Phil, và Thurman Eric. A Billion Bootstraps: Microcredit, Barefoot Banking, and The Business Solution for Ending Poverty. In lần thứ 1. U.S.A: MC Graw Hill, 2007.
Rhybudd: Mae'n bosib nad yw'r dyfyniadau hyn bob amser yn 100% cywir.