P. Sullivan Nicholas. (2007). You Can Hear Me Now: How Microloans and Cell Phones are Connecting the World's Poor to the Global Economy. American: John Wiley & Sons.
Čikaški stil citiranjaP. Sullivan Nicholas. You Can Hear Me Now: How Microloans and Cell Phones Are Connecting the World's Poor to the Global Economy. American: John Wiley & Sons, 2007.
MLA način citiranjaP. Sullivan Nicholas. You Can Hear Me Now: How Microloans and Cell Phones Are Connecting the World's Poor to the Global Economy. American: John Wiley & Sons, 2007.
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