APA način citiranja

P. Sullivan Nicholas. (2007). You Can Hear Me Now: How Microloans and Cell Phones are Connecting the World's Poor to the Global Economy. American: John Wiley & Sons.

Čikaški stil citiranja

P. Sullivan Nicholas. You Can Hear Me Now: How Microloans and Cell Phones Are Connecting the World's Poor to the Global Economy. American: John Wiley & Sons, 2007.

MLA način citiranja

P. Sullivan Nicholas. You Can Hear Me Now: How Microloans and Cell Phones Are Connecting the World's Poor to the Global Economy. American: John Wiley & Sons, 2007.