APA način citiranja

Ryan, J. S., & Joan S. Ryan. (2002). Managing your personal finances. Cincinnati, Ohio: South-Western Pub. Co.

Čikaški stil citiranja

Ryan, Joan S., i Joan S. Ryan. Managing Your Personal Finances. Cincinnati, Ohio: South-Western Pub. Co, 2002.

MLA način citiranja

Ryan, Joan S., i Joan S. Ryan. Managing Your Personal Finances. Cincinnati, Ohio: South-Western Pub. Co, 2002.