APA Citation

 Ryan, J. S. (2010).  Managing your personal finance.  South-Western CENGAGE Learning.

Chicago Style Citation

 Ryan, Joan S.  Managing Your Personal Finance.  South-Western CENGAGE Learning, 2010.

MLA Citation

 Ryan, Joan S.  Managing Your Personal Finance.  South-Western CENGAGE Learning, 2010.

Warning: These citations may not always be 100% accurate.