The theory and practice for retail credit risk management and decision automation
Credit scoring aims to quantify the likelihood of a prospective borrower defaulting on payment over a specified period of time. The credit score is calculated using increasingly sophisticated statistical models, which vary considerably between individual cases. This clearly-written and comprehensive...
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Lingua: | Undetermined English |
Pubblicazione: |
Oxford
Oxford University Press
2007
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Thư viện lưu trữ: | Trung tâm Học liệu Trường Đại học Trà Vinh |
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Riassunto: | Credit scoring aims to quantify the likelihood of a prospective borrower defaulting on payment over a specified period of time. The credit score is calculated using increasingly sophisticated statistical models, which vary considerably between individual cases. This clearly-written and comprehensive text covers the scorecard development process and provides a practical how-to guide for those wanting to use and develop credit scoring techniques. |
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Descrizione fisica: | lvi, 731 p. 26 cm |
Bibliografia: | Includes bibliographical references and index |
ISBN: | 0199226407 9780199226405 |