HOW DO SOCIO-DEMOGRAPHIC CHARACTERISTICS INFLUENCE THE PROBABILITY OF FINANCIAL INCLUSION? EVIDENCE FROM A TRANSITIONAL ECONOMY
Financial inclusion can be understood as the provision of financial services in a convenient and appropriate way to meet the needs of society, help vulnerable groups have opportunities, and promote sustainable economic growth. This study uses a probit regression model with 200 observations collected...
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Trường Đại học Đà Lạt
2023
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| Truy cập trực tuyến: | https://tckh.dlu.edu.vn/index.php/tckhdhdl/article/view/1032 https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/114472 |
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oai:scholar.dlu.edu.vn:DLU123456789-1144722023-10-27T14:47:22Z HOW DO SOCIO-DEMOGRAPHIC CHARACTERISTICS INFLUENCE THE PROBABILITY OF FINANCIAL INCLUSION? EVIDENCE FROM A TRANSITIONAL ECONOMY Nguyen, Hong Thu Le, Kieu Oanh Dao Financial inclusion can be understood as the provision of financial services in a convenient and appropriate way to meet the needs of society, help vulnerable groups have opportunities, and promote sustainable economic growth. This study uses a probit regression model with 200 observations collected from November 1 to December 31, 2019, to examine how socio-demographic characteristics influence the probability of financial inclusion in Vietnam. The results show that human capital, education, and living in urban areas increase personal financial inclusion, while age has an inverse relationship with financial inclusion. Based on the analysis results, we recommend some solutions to promote financial inclusion, especially by applying financial technology and supplying more services to Vietnamese people. 2023-03-04T08:26:41Z 2023-03-04T08:26:41Z 2022 Article 0866-787X https://tckh.dlu.edu.vn/index.php/tckhdhdl/article/view/1032 https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/114472 10.37569/DalatUniversity.12.4S.1032(2022) en Tạp chí Khoa học Đại học Đà Lạt, Tập 12, Số 4S; tr. 42-59 application/pdf Trường Đại học Đà Lạt |
| institution |
Thư viện Trường Đại học Đà Lạt |
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Thư viện số |
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English |
| description |
Financial inclusion can be understood as the provision of financial services in a convenient and appropriate way to meet the needs of society, help vulnerable groups have opportunities, and promote sustainable economic growth. This study uses a probit regression model with 200 observations collected from November 1 to December 31, 2019, to examine how socio-demographic characteristics influence the probability of financial inclusion in Vietnam. The results show that human capital, education, and living in urban areas increase personal financial inclusion, while age has an inverse relationship with financial inclusion. Based on the analysis results, we recommend some solutions to promote financial inclusion, especially by applying financial technology and supplying more services to Vietnamese people. |
| format |
Article |
| author |
Nguyen, Hong Thu Le, Kieu Oanh Dao |
| spellingShingle |
Nguyen, Hong Thu Le, Kieu Oanh Dao HOW DO SOCIO-DEMOGRAPHIC CHARACTERISTICS INFLUENCE THE PROBABILITY OF FINANCIAL INCLUSION? EVIDENCE FROM A TRANSITIONAL ECONOMY |
| author_facet |
Nguyen, Hong Thu Le, Kieu Oanh Dao |
| author_sort |
Nguyen, Hong Thu |
| title |
HOW DO SOCIO-DEMOGRAPHIC CHARACTERISTICS INFLUENCE THE PROBABILITY OF FINANCIAL INCLUSION? EVIDENCE FROM A TRANSITIONAL ECONOMY |
| title_short |
HOW DO SOCIO-DEMOGRAPHIC CHARACTERISTICS INFLUENCE THE PROBABILITY OF FINANCIAL INCLUSION? EVIDENCE FROM A TRANSITIONAL ECONOMY |
| title_full |
HOW DO SOCIO-DEMOGRAPHIC CHARACTERISTICS INFLUENCE THE PROBABILITY OF FINANCIAL INCLUSION? EVIDENCE FROM A TRANSITIONAL ECONOMY |
| title_fullStr |
HOW DO SOCIO-DEMOGRAPHIC CHARACTERISTICS INFLUENCE THE PROBABILITY OF FINANCIAL INCLUSION? EVIDENCE FROM A TRANSITIONAL ECONOMY |
| title_full_unstemmed |
HOW DO SOCIO-DEMOGRAPHIC CHARACTERISTICS INFLUENCE THE PROBABILITY OF FINANCIAL INCLUSION? EVIDENCE FROM A TRANSITIONAL ECONOMY |
| title_sort |
how do socio-demographic characteristics influence the probability of financial inclusion? evidence from a transitional economy |
| publisher |
Trường Đại học Đà Lạt |
| publishDate |
2023 |
| url |
https://tckh.dlu.edu.vn/index.php/tckhdhdl/article/view/1032 https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/114472 |
| _version_ |
1781718856194064384 |