Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan

Purpose In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine th...

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Những tác giả chính: Chandio, Abbas Ali, Jiang, Yuansheng, Rehman, Abdul, Twumasi, Martinson Ankrah, Pathan, Amber Gul
Định dạng: Bài viết
Ngôn ngữ:English
Được phát hành: University of Economics Ho Chi Minh City 2023
Truy cập trực tuyến:https://www.emerald.com/insight/content/doi/10.1108/JABES-01-2020-0004/full/html
http://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115448
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spelling oai:scholar.dlu.edu.vn:DLU123456789-1154482023-03-08T03:56:12Z Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan Chandio, Abbas Ali Jiang, Yuansheng Rehman, Abdul Twumasi, Martinson Ankrah Pathan, Amber Gul Purpose In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine the influence of socioeconomic characteristics of smallholder farmers for credit demand in Sindh, Pakistan. Design/methodology/approach A cross-sectional data set randomly collected from 90 smallholder farmers in Thatta district, Sindh, Pakistan, is examined. Descriptive statistics, correlation and the OLS regression method were used to demonstrate the important factors affecting the demand for formal credit. Findings The results revealed that formal education, experience of farming, landholding size, road access and extension contacts positively and significantly influenced the demand for formal credit. Originality/value This study is the first, to the best of authors' knowledge, to demonstrate the influence of various socioeconomic characteristics of smallholder farmers on demand for formal credit in Sindh, Pakistan. It also illustrates the imperative contribution to the literature regarding credit access and demand to improve the agricultural productivity. 2023-03-08T03:56:12Z 2023-03-08T03:56:12Z 2021 Article 2515-964X https://www.emerald.com/insight/content/doi/10.1108/JABES-01-2020-0004/full/html http://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115448 10.1108/JABES-01-2020-0004 en Journal of Asian Business and Economic Studies, Volume 28, Issue 3; p. 225-240 application/pdf University of Economics Ho Chi Minh City
institution Thư viện Trường Đại học Đà Lạt
collection Thư viện số
language English
description Purpose In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine the influence of socioeconomic characteristics of smallholder farmers for credit demand in Sindh, Pakistan. Design/methodology/approach A cross-sectional data set randomly collected from 90 smallholder farmers in Thatta district, Sindh, Pakistan, is examined. Descriptive statistics, correlation and the OLS regression method were used to demonstrate the important factors affecting the demand for formal credit. Findings The results revealed that formal education, experience of farming, landholding size, road access and extension contacts positively and significantly influenced the demand for formal credit. Originality/value This study is the first, to the best of authors' knowledge, to demonstrate the influence of various socioeconomic characteristics of smallholder farmers on demand for formal credit in Sindh, Pakistan. It also illustrates the imperative contribution to the literature regarding credit access and demand to improve the agricultural productivity.
format Article
author Chandio, Abbas Ali
Jiang, Yuansheng
Rehman, Abdul
Twumasi, Martinson Ankrah
Pathan, Amber Gul
spellingShingle Chandio, Abbas Ali
Jiang, Yuansheng
Rehman, Abdul
Twumasi, Martinson Ankrah
Pathan, Amber Gul
Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
author_facet Chandio, Abbas Ali
Jiang, Yuansheng
Rehman, Abdul
Twumasi, Martinson Ankrah
Pathan, Amber Gul
author_sort Chandio, Abbas Ali
title Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_short Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_full Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_fullStr Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_full_unstemmed Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_sort determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in sindh, pakistan
publisher University of Economics Ho Chi Minh City
publishDate 2023
url https://www.emerald.com/insight/content/doi/10.1108/JABES-01-2020-0004/full/html
http://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115448
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