Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System

Employing a panel data set including 37 joint-stock commercial banks covering the period from 2006 to 2013, this paper investigates the impact of income diversification on bank risk and returns. Our results show that increased income diversification results in higher rates of bank returns. However,...

Mô tả đầy đủ

Đã lưu trong:
Chi tiết về thư mục
Những tác giả chính: Vo, Xuan Vinh, Tran, Thi Phuong Mai
Định dạng: Bài viết
Ngôn ngữ:English
Được phát hành: University of Economics Ho Chi Minh City 2023
Truy cập trực tuyến:http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=07e419b7-7532-409c-a648-4f2282e35059
https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115493
Các nhãn: Thêm thẻ
Không có thẻ, Là người đầu tiên thẻ bản ghi này!
Thư viện lưu trữ: Thư viện Trường Đại học Đà Lạt
id oai:scholar.dlu.edu.vn:DLU123456789-115493
record_format dspace
spelling oai:scholar.dlu.edu.vn:DLU123456789-1154932023-03-08T03:56:30Z Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System Vo, Xuan Vinh Tran, Thi Phuong Mai Employing a panel data set including 37 joint-stock commercial banks covering the period from 2006 to 2013, this paper investigates the impact of income diversification on bank risk and returns. Our results show that increased income diversification results in higher rates of bank returns. However, when risk is considered, the increased income diversification leads to lower risk-adjusted returns. Empirical evidence also shows that the income diversification is not beneficial to joint-stock commercial banks in Vietnam. 2023-03-08T03:56:29Z 2023-03-08T03:56:29Z 2016 Article 2615-9112 http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=07e419b7-7532-409c-a648-4f2282e35059 https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115493 10.24311/jabes/2016.23.2.05 en Journal of Asian Business and Economic Studies, Volume 23, Issue 02; p. 61-76 application/pdf University of Economics Ho Chi Minh City
institution Thư viện Trường Đại học Đà Lạt
collection Thư viện số
language English
description Employing a panel data set including 37 joint-stock commercial banks covering the period from 2006 to 2013, this paper investigates the impact of income diversification on bank risk and returns. Our results show that increased income diversification results in higher rates of bank returns. However, when risk is considered, the increased income diversification leads to lower risk-adjusted returns. Empirical evidence also shows that the income diversification is not beneficial to joint-stock commercial banks in Vietnam.
format Article
author Vo, Xuan Vinh
Tran, Thi Phuong Mai
spellingShingle Vo, Xuan Vinh
Tran, Thi Phuong Mai
Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System
author_facet Vo, Xuan Vinh
Tran, Thi Phuong Mai
author_sort Vo, Xuan Vinh
title Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System
title_short Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System
title_full Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System
title_fullStr Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System
title_full_unstemmed Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System
title_sort profitability and risk in relation to income diversification of vietnamese commercial banking system
publisher University of Economics Ho Chi Minh City
publishDate 2023
url http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=07e419b7-7532-409c-a648-4f2282e35059
https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115493
_version_ 1819766782545625088