Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System
Employing a panel data set including 37 joint-stock commercial banks covering the period from 2006 to 2013, this paper investigates the impact of income diversification on bank risk and returns. Our results show that increased income diversification results in higher rates of bank returns. However,...
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University of Economics Ho Chi Minh City
2023
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oai:scholar.dlu.edu.vn:DLU123456789-1154932023-03-08T03:56:30Z Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System Vo, Xuan Vinh Tran, Thi Phuong Mai Employing a panel data set including 37 joint-stock commercial banks covering the period from 2006 to 2013, this paper investigates the impact of income diversification on bank risk and returns. Our results show that increased income diversification results in higher rates of bank returns. However, when risk is considered, the increased income diversification leads to lower risk-adjusted returns. Empirical evidence also shows that the income diversification is not beneficial to joint-stock commercial banks in Vietnam. 2023-03-08T03:56:29Z 2023-03-08T03:56:29Z 2016 Article 2615-9112 http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=07e419b7-7532-409c-a648-4f2282e35059 https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115493 10.24311/jabes/2016.23.2.05 en Journal of Asian Business and Economic Studies, Volume 23, Issue 02; p. 61-76 application/pdf University of Economics Ho Chi Minh City |
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Thư viện Trường Đại học Đà Lạt |
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English |
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Employing a panel data set including 37 joint-stock commercial banks covering the period from 2006 to 2013, this paper investigates the impact of income diversification on bank risk and returns. Our results show that increased income diversification results in higher rates of bank returns. However, when risk is considered, the increased income diversification leads to lower risk-adjusted returns. Empirical evidence also shows that the income diversification is not beneficial to joint-stock commercial banks in Vietnam. |
format |
Article |
author |
Vo, Xuan Vinh Tran, Thi Phuong Mai |
spellingShingle |
Vo, Xuan Vinh Tran, Thi Phuong Mai Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System |
author_facet |
Vo, Xuan Vinh Tran, Thi Phuong Mai |
author_sort |
Vo, Xuan Vinh |
title |
Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System |
title_short |
Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System |
title_full |
Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System |
title_fullStr |
Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System |
title_full_unstemmed |
Profitability and Risk in Relation to Income Diversification of Vietnamese Commercial Banking System |
title_sort |
profitability and risk in relation to income diversification of vietnamese commercial banking system |
publisher |
University of Economics Ho Chi Minh City |
publishDate |
2023 |
url |
http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=07e419b7-7532-409c-a648-4f2282e35059 https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115493 |
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1819766782545625088 |