Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks
This paper employs dynamic panel data to assess the effects of bank-specific factors on nonperforming loans (NPLs) of Vietnam’s commercial banks between 2004 and 2014. Using two-step GMM estimator besides other macro variables, we find that the nonperforming loans are affected by various factors, in...
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University of Economics Ho Chi Minh City
2023
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Truy cập trực tuyến: | http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=45b23cdc-cd70-4763-83a0-9acc3224e6de http://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115504 |
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oai:scholar.dlu.edu.vn:DLU123456789-1155042023-03-08T03:56:34Z Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks Bui, Duy Tung Dang, Thi Bach Van This paper employs dynamic panel data to assess the effects of bank-specific factors on nonperforming loans (NPLs) of Vietnam’s commercial banks between 2004 and 2014. Using two-step GMM estimator besides other macro variables, we find that the nonperforming loans are affected by various factors, including management quality and moral hazard along with their negative impacts. The results are consistent with previous theoretical suggestions. Particularly, ownership concentration reveals opposite results to the proposed theories, and no evidence can be found on the hypothesis that diversification of banking activities may reduce the level of nonperforming loans. 2023-03-08T03:56:34Z 2023-03-08T03:56:34Z 2016 Article 2615-9112 http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=45b23cdc-cd70-4763-83a0-9acc3224e6de http://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115504 10.24311/jabes/2016.23.3.05 en Journal of Asian Business and Economic Studies, Volume 23, Issue 03; p. 125-142 application/pdf University of Economics Ho Chi Minh City |
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Thư viện Trường Đại học Đà Lạt |
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English |
description |
This paper employs dynamic panel data to assess the effects of bank-specific factors on nonperforming loans (NPLs) of Vietnam’s commercial banks between 2004 and 2014. Using two-step GMM estimator besides other macro variables, we find that the nonperforming loans are affected by various factors, including management quality and moral hazard along with their negative impacts. The results are consistent with previous theoretical suggestions. Particularly, ownership concentration reveals opposite results to the proposed theories, and no evidence can be found on the hypothesis that diversification of banking activities may reduce the level of nonperforming loans. |
format |
Article |
author |
Bui, Duy Tung Dang, Thi Bach Van |
spellingShingle |
Bui, Duy Tung Dang, Thi Bach Van Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks |
author_facet |
Bui, Duy Tung Dang, Thi Bach Van |
author_sort |
Bui, Duy Tung |
title |
Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks |
title_short |
Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks |
title_full |
Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks |
title_fullStr |
Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks |
title_full_unstemmed |
Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks |
title_sort |
effects of internal factors on nonperforming loans of vietnam's commercial banks |
publisher |
University of Economics Ho Chi Minh City |
publishDate |
2023 |
url |
http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=45b23cdc-cd70-4763-83a0-9acc3224e6de http://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115504 |
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1765278204333916160 |