Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks

This paper employs dynamic panel data to assess the effects of bank-specific factors on nonperforming loans (NPLs) of Vietnam’s commercial banks between 2004 and 2014. Using two-step GMM estimator besides other macro variables, we find that the nonperforming loans are affected by various factors, in...

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Những tác giả chính: Bui, Duy Tung, Dang, Thi Bach Van
Định dạng: Bài viết
Ngôn ngữ:English
Được phát hành: University of Economics Ho Chi Minh City 2023
Truy cập trực tuyến:http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=45b23cdc-cd70-4763-83a0-9acc3224e6de
http://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115504
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spelling oai:scholar.dlu.edu.vn:DLU123456789-1155042023-03-08T03:56:34Z Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks Bui, Duy Tung Dang, Thi Bach Van This paper employs dynamic panel data to assess the effects of bank-specific factors on nonperforming loans (NPLs) of Vietnam’s commercial banks between 2004 and 2014. Using two-step GMM estimator besides other macro variables, we find that the nonperforming loans are affected by various factors, including management quality and moral hazard along with their negative impacts. The results are consistent with previous theoretical suggestions. Particularly, ownership concentration reveals opposite results to the proposed theories, and no evidence can be found on the hypothesis that diversification of banking activities may reduce the level of nonperforming loans. 2023-03-08T03:56:34Z 2023-03-08T03:56:34Z 2016 Article 2615-9112 http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=45b23cdc-cd70-4763-83a0-9acc3224e6de http://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115504 10.24311/jabes/2016.23.3.05 en Journal of Asian Business and Economic Studies, Volume 23, Issue 03; p. 125-142 application/pdf University of Economics Ho Chi Minh City
institution Thư viện Trường Đại học Đà Lạt
collection Thư viện số
language English
description This paper employs dynamic panel data to assess the effects of bank-specific factors on nonperforming loans (NPLs) of Vietnam’s commercial banks between 2004 and 2014. Using two-step GMM estimator besides other macro variables, we find that the nonperforming loans are affected by various factors, including management quality and moral hazard along with their negative impacts. The results are consistent with previous theoretical suggestions. Particularly, ownership concentration reveals opposite results to the proposed theories, and no evidence can be found on the hypothesis that diversification of banking activities may reduce the level of nonperforming loans.
format Article
author Bui, Duy Tung
Dang, Thi Bach Van
spellingShingle Bui, Duy Tung
Dang, Thi Bach Van
Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks
author_facet Bui, Duy Tung
Dang, Thi Bach Van
author_sort Bui, Duy Tung
title Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks
title_short Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks
title_full Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks
title_fullStr Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks
title_full_unstemmed Effects of Internal Factors on Nonperforming Loans of Vietnam's Commercial Banks
title_sort effects of internal factors on nonperforming loans of vietnam's commercial banks
publisher University of Economics Ho Chi Minh City
publishDate 2023
url http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=45b23cdc-cd70-4763-83a0-9acc3224e6de
http://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115504
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