Formal Credit; Policy Impact; Household Income; Difference-Indifferences Method; Panel Data Regression.

Many studies have been conducted to estimate effects of rural credit programs on household income in both Vietnam and foreign coutries. Some provided positive evidence of such programs’ efficiency while others suggest that not all credit programs improved household income. Responding to the question...

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Những tác giả chính: Dinh, Phi Ho, Dong, Duc
Định dạng: Bài viết
Ngôn ngữ:English
Được phát hành: University of Economics Ho Chi Minh City 2023
Truy cập trực tuyến:http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=56faaf6f-6208-4a62-8f06-0ffecb4d10ae
https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115561
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spelling oai:scholar.dlu.edu.vn:DLU123456789-1155612023-03-08T04:10:07Z Formal Credit; Policy Impact; Household Income; Difference-Indifferences Method; Panel Data Regression. Dinh, Phi Ho Dong, Duc Many studies have been conducted to estimate effects of rural credit programs on household income in both Vietnam and foreign coutries. Some provided positive evidence of such programs’ efficiency while others suggest that not all credit programs improved household income. Responding to the question of whether formal credit affects household income will contribute to directions determined to adjust allocation of resources for agriculture and rural development. In addition to the use of Difference-in-Differences (DD) method in connection with pooled OLS regression, this paper employs panel data from Vietnam Access to Resources Household Survey (VARHS) in the years 2006–2012, and finds that the formal credit does have effects on the rural household income. Additionally, the paper offers three groups of policies for promoting the role and improving efficiency of the formal credit programs on the household income in rural Vietnam. 2023-03-08T04:10:07Z 2023-03-08T04:10:07Z 2015 Article 2615-9112 http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=56faaf6f-6208-4a62-8f06-0ffecb4d10ae https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115561 10.24311/jabes/2015.22.2.01 en Journal of Asian Business and Economic Studies, Volume 22, Issue 02; p. 144-160 application/pdf University of Economics Ho Chi Minh City
institution Thư viện Trường Đại học Đà Lạt
collection Thư viện số
language English
description Many studies have been conducted to estimate effects of rural credit programs on household income in both Vietnam and foreign coutries. Some provided positive evidence of such programs’ efficiency while others suggest that not all credit programs improved household income. Responding to the question of whether formal credit affects household income will contribute to directions determined to adjust allocation of resources for agriculture and rural development. In addition to the use of Difference-in-Differences (DD) method in connection with pooled OLS regression, this paper employs panel data from Vietnam Access to Resources Household Survey (VARHS) in the years 2006–2012, and finds that the formal credit does have effects on the rural household income. Additionally, the paper offers three groups of policies for promoting the role and improving efficiency of the formal credit programs on the household income in rural Vietnam.
format Article
author Dinh, Phi Ho
Dong, Duc
spellingShingle Dinh, Phi Ho
Dong, Duc
Formal Credit; Policy Impact; Household Income; Difference-Indifferences Method; Panel Data Regression.
author_facet Dinh, Phi Ho
Dong, Duc
author_sort Dinh, Phi Ho
title Formal Credit; Policy Impact; Household Income; Difference-Indifferences Method; Panel Data Regression.
title_short Formal Credit; Policy Impact; Household Income; Difference-Indifferences Method; Panel Data Regression.
title_full Formal Credit; Policy Impact; Household Income; Difference-Indifferences Method; Panel Data Regression.
title_fullStr Formal Credit; Policy Impact; Household Income; Difference-Indifferences Method; Panel Data Regression.
title_full_unstemmed Formal Credit; Policy Impact; Household Income; Difference-Indifferences Method; Panel Data Regression.
title_sort formal credit; policy impact; household income; difference-indifferences method; panel data regression.
publisher University of Economics Ho Chi Minh City
publishDate 2023
url http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=56faaf6f-6208-4a62-8f06-0ffecb4d10ae
https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/115561
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