Housing wealth in retirement strategies
What is the current role of housing wealth in household retirement strategies across the European Union member states, and could this role be extended? This question is often raised by researchers and policymakers as governments search for ways to cut pensions expenditure. Owner-occupation could pot...
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| Ngôn ngữ: | English |
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IOS Press
2014
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| Truy cập trực tuyến: | https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/36280 |
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oai:scholar.dlu.edu.vn:DLU123456789-362802023-11-11T05:19:57Z Housing wealth in retirement strategies Toussaint, Janneke What is the current role of housing wealth in household retirement strategies across the European Union member states, and could this role be extended? This question is often raised by researchers and policymakers as governments search for ways to cut pensions expenditure. Owner-occupation could potentially be part of a solution as the retired are often rich in terms of housing wealth. The existing theory shows that owning one's own home can be regarded as a form of pension: once the mortgage has been repaid, housing expenses are substantially lower and housing wealth can also be cashed in, either by selling or using equity release schemes. However, converting housing assets into cash is a much less common strategy than expected. This book contributes to existing knowledge by relating household strategies to broader national contexts. The countries included in the study are Belgium, Finland, Germany, Hungary, Portugal, Slovenia, Sweden and United Kingdom, while the Netherlands is the subject of particular attention. The study suggests that owner-occupation is not the clear-cut solution that governments might have hoped for. 2014-02-17T03:52:09Z 2014-02-17T03:52:09Z 2011 Book 978-1-60750-781-9 https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/36280 en application/pdf IOS Press |
| institution |
Thư viện Trường Đại học Đà Lạt |
| collection |
Thư viện số |
| language |
English |
| description |
What is the current role of housing wealth in household retirement strategies across the European Union member states, and could this role be extended? This question is often raised by researchers and policymakers as governments search for ways to cut pensions expenditure. Owner-occupation could potentially be part of a solution as the retired are often rich in terms of housing wealth. The existing theory shows that owning one's own home can be regarded as a form of pension: once the mortgage has been repaid, housing expenses are substantially lower and housing wealth can also be cashed in, either by selling or using equity release schemes. However, converting housing assets into cash is a much less common strategy than expected. This book contributes to existing knowledge by relating household strategies to broader national contexts. The countries included in the study are Belgium, Finland, Germany, Hungary, Portugal, Slovenia, Sweden and United Kingdom, while the Netherlands is the subject of particular attention. The study suggests that owner-occupation is not the clear-cut solution that governments might have hoped for. |
| format |
Book |
| author |
Toussaint, Janneke |
| spellingShingle |
Toussaint, Janneke Housing wealth in retirement strategies |
| author_facet |
Toussaint, Janneke |
| author_sort |
Toussaint, Janneke |
| title |
Housing wealth in retirement strategies |
| title_short |
Housing wealth in retirement strategies |
| title_full |
Housing wealth in retirement strategies |
| title_fullStr |
Housing wealth in retirement strategies |
| title_full_unstemmed |
Housing wealth in retirement strategies |
| title_sort |
housing wealth in retirement strategies |
| publisher |
IOS Press |
| publishDate |
2014 |
| url |
https://scholar.dlu.edu.vn/thuvienso/handle/DLU123456789/36280 |
| _version_ |
1782538638168424448 |